Can I pay with cryptocurrency for a monthly subscription?

Last updated May 19, 2026Subscriptions & billing

Cryptocurrency works for monthly subscriptions in Valid Email Checker, but with a manual-renewal twist that is worth understanding before you commit. Initial subscription purchase: fully crypto. Each subsequent renewal: a pending invoice that you settle by sending crypto within the 7-day window. There is no off-session crypto charge — that is the limitation. We never see your wallet keys, so we cannot auto-charge a crypto wallet the way we auto-charge a card.

How a crypto subscription actually runs

  1. You buy the first month with crypto. CoinPayments generates a wallet address, you send the funds, confirmations come in, credits land. The subscription is created with last_payment_method = crypto.
  2. Thirty days later, the renewal cron sees crypto preference and creates a pending invoice with a 7-day due date instead of attempting any charge.
  3. You receive an invoice email with the amount, due date, and link to the invoice page.
  4. You open the invoice, pick crypto, send the funds from your wallet, wait for on-chain confirmations.
  5. Once confirmed, the subscription reactivates with a fresh 30-day cycle and the new monthly bucket lands.

The 7-day window is real

Crypto renewals use the same 7-day past-due grace as failed card renewals. Pay the pending invoice within 7 days and the subscription continues seamlessly. Miss the window and the subscription cancels along with the unpaid invoice — same as card-failure expiry. Set a calendar reminder around day 25 of your cycle if you do not want to scramble.

Why we cannot auto-charge crypto

Card auto-renewal works because Stripe and Paddle hold tokenised card credentials that authorise off-session charges. Crypto fundamentally does not work that way — your wallet keys stay with you, and there is no "tokenised wallet credential" that lets a third party debit on a schedule. The closest analogue would be a smart-contract subscription on a specific chain, which we do not support. So crypto renewals are invoice-driven by design.

Switching between card and crypto on renewals

You can flip the renewal preference at any time via the renewal payment-method selector on the Subscription tab. Card → crypto means your next renewal becomes a manual invoice. Crypto → card means VEC tries to auto-charge your default card next renewal (assuming one is saved).

Mix-and-match works
Many crypto-preference users save a card as a fallback for emergencies. Default card stays valid, renewal preference stays crypto. If you ever need to settle a renewal urgently and your wallet is tied up, you can pay the pending invoice by card from the same invoice page — the toggle does not lock you into one method per invoice.